France · Credit institution

Cetelem

Legal name in the LEI recordBNP PARIBAS PERSONAL FINANCE

BICCETEFRP1XXX LEI969500VHT1ZNPVWOYF63 Licence no.Not on a tracked register Passive participant (no connection) In a G-SIB group · BNP Paribas ECB significant institution Head-office BIC only Group: BNP Paribas Claim this profile

Licences and registrations

Held by the legal entity, not by this BIC

This BIC is mapped to LEI 969500VHT1ZNPVWOYF63 (BNP Paribas Personal Finance) in the Swift and GLEIF BIC-to-LEI file. The legal entity’s page is BNP Paribas Personal Finance S.A. Paris Sucursala Bucuresti (BNPAROBU). None matched by LEI in the 22 tracked registers.

The Swift name for this BIC differs from the legal name in GLEIF.

Licences belong to the legal entity. Each applies in the country of the regulator that granted it, not to every BIC that carries the LEI.

Regulatory status

FSB · global systemically important banks

2025 list

G-SIB: BNP Paribas
Relation: In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
Bucket: 2 of 5 · extra capital buffer 1.5% of risk-weighted assets
On the list since: 2011

ECB banking supervision

List of supervised entities as of 2026-07-01

Classification: Significant institution
Supervisor: European Central Bank (direct supervision)
Listed as: BNP Paribas Personal Finance
Entity type: Credit institution
Supervised group (ECB): BNP Paribas S.A. →
Why significant: Size (Total assets above EUR 1,000 bn)

European registers

ECB · monetary financial institutions

List as at 2026-09-25

Category: Credit institution
Minimum reserves: Subject to minimum reserves
Listed as: BNP Paribas Personal Finance
RIAD code: FR18029

Entries are matched on the LEI. Each register is quoted as its publisher lists it.

Swift network

Swift’s ISO 9362 BIC directory

BIC: CETEFRP1XXX head office
Connection to Swift: Passive participant (no connection)
Swift GPI: Not on the member list
Payment schemes and systems: SCT · SCT Inst · SDD Core · VOP
Branch codes: None: head-office BIC only
Other BICs with this LEI: BNPAROBU · BPPCSKB1 · BPPFCZP1
BIC first registered: 2001-03-03
Last updated: 2013-09-07

Identifiers

Head-office record

BIC: CETEFRP1XXX
How the BIC breaks down: CETEBank

FRCountry · France

P1Location · passive

XXXBranch · head office
Branch description: Not recorded in the directory
LEI: 969500VHT1ZNPVWOYF63
LEI record: View on GLEIF ↗
How the LEI was matched: BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
National bank code: Code interbancaire (CIB) 18029

Profile

Type: Credit institution
Regulation: Prudentially supervised (ECB list)
Register licences: None matched by LEI in the 22 tracked registers
Country · region: France · Europe & Central Asia
FSB G-SIB list: In a G-SIB group · BNP Paribas list of 2025
Banking supervision: Significant · supervised by the ECB as of 2026-07-01
Trading venues (MIC): No MIC registered under this LEI list of 2026-09-17
OFAC sanctions: No listing cites this BIC
EU sanctions: No listing matched this BIC or its LEI
Country sanctions: No country programme
Founded: 1954

Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.

Ownership and group

GLEIF relationship records

Direct parent: BNP Paribas · FranceR0MUWSFPU8MPRO8K5P83 ↗
FSB G-SIB list: In a G-SIB group · BNP Paribas bucket 2 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.

The BNP Paribas group has 140 institutions in the directory, in 63 countries: 136 hold a BIC and 4 do not.

Including BNP Paribas, Banca Nazionale del Lavoro SPA, BNP Paribas Fortis SA/NV, BNP Paribas, BNP Paribas Financial Markets.

See the BNP Paribas group →

Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.

Addresses

Registered address: 20 AVENUE GEORGES POMPIDOU LEVALLOIS-PERRET 92595 FRANCE
Operational address: 1 BD HAUSSMANN PARIS 75009 PARIS FRANCE

ISO 20022 identification

As an agent in a Swift cross-border payment message (CBPR+)

A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.

Identified by: BIC, with its LEI
Roles in CBPR+: Debtor agent, creditor agent or an intermediary agent

CBPR+

For cross-border payments on Swift: the BIC, with the LEI and clearing code where known

<FinInstnId>
  <BICFI>CETEFRP1XXX</BICFI>
  <LEI>969500VHT1ZNPVWOYF63</LEI>
</FinInstnId>

Full record

Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC

<FinInstnId>
  <BICFI>CETEFRP1XXX</BICFI>
  <LEI>969500VHT1ZNPVWOYF63</LEI>
  <Nm>CETELEM</Nm>
  <PstlAdr>
    <Ctry>FR</Ctry>
    <AdrLine>20 AVENUE GEORGES POMPIDOU LEVALLOIS-PERRET 92595</AdrLine>
  </PstlAdr>
</FinInstnId>

This BIC is not connected to Swift. Messages reach the institution through a correspondent bank, so it cannot be the instructing or instructed agent.

Swift’s two address fields do not agree on a town, so the full record gives the address as address lines only.

The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.

Payment schemes and systems

EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28

Scheme or system	Since	Registered with	Note
SEPA Credit TransferISO 20022 messages	2013-11-04	Head office	—
SEPA Instant Credit TransferISO 20022 messages	2024-05-06	Head office	—
SEPA Direct Debit CoreISO 20022 messages	2013-11-04	Head office	—
Verification of Payee	2025-12-04	Head office	—

SEPA dates are when the institution became ready for the scheme.

An institution missing from T2 may still be reachable through an indirect participant.

“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.

National bank codes

Code interbancaire (CIB) · France

1 code

Code	Routes to BIC	Name in the national file	City
18029	CETEFRP1XXX	BNP Paribas Personal Finance	PARIS

Each code shows the name in the national file. Smaller banks often route through a central institution’s BIC. A code can therefore belong to a different bank than the one on this page.

About

From Wikidata, matched on this institution's BIC or LEI

Founded: 1954
Headquarters: Paris
Website: personal-finance.bnpparibas/en ↗
Parent organisation: BNP Paribas ↗
Wikidata: Q109414146 ↗

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Sources & method

Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.

Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.

The sanctions facts on this page cover the BIC and its LEI only.

An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.

Read the methodology →

Credits for this page

Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
Banking supervision—Source: European Central Bank, list of supervised entities.
Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
National bank codes—France (Source: ACPR – REGAFI).
Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
European registers—Source: European Central Bank (ECB), list of monetary financial institutions and list of institutions subject to minimum reserves. Matched on LEI by Elucidate.

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