United Kingdom · Payments & e-money
Ebury Partners UK LTD
Legal name in the LEI recordEBURY PARTNERS UK LIMITED
Ebury Partners UK Limited is a private limited company registered in England and Wales and based in London. The FCA authorises it as an electronic money institution under firm reference number 900797, a status it has held since 15 June 2018. It belongs to the Ebury group, and Banco Santander is the group's majority shareholder. It provides international payments, foreign exchange, currency accounts and FX spot and forward contracts, mainly to businesses. Several UK currency brokers distribute its services as its programme managers.
Licences and registrations
Held by Ebury Partners UK Limited (LEI 213800URRQ4HTSWKXZ41). 3 entries on 2 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| FCA Financial Services Register - E-Money InstitutionsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised E-Money InstitutionE-Money / Stored Value Institution | 900797 | United Kingdom | Active | 2018-06-15 | — |
|
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Small Payment InstitutionPayment Institution | 514178 | United Kingdom | Cancelled - Small PI | — | Ended 2010-08-23 |
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| FCA Financial Services Register - Payment Institutions & RAISPsFCALinked by LEI. Matched by Elucidate on the UK company number the register gives. | Authorised Payment InstitutionPayment Institution | 522933 | United Kingdom | Cancelled - Authorised PI | — | Ended 2017-11-21 |
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- Licences belong to the legal entity, not to a BIC.
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
- The register entries and their trading names were not matched against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
Regulatory status
FSB · global systemically important banks
2025 list
- G-SIB
- Santander
- Relation
- In a G-SIB groupGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
- Bucket
- 1 of 5 · extra capital buffer 1.0% of risk-weighted assets
- On the list since
- 2011
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- EBURGB2LXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under EBURGB2L directly.
- Swift GPI
- Member, not yet live
- Payment schemes and systems
- SCT
- Branch codes
- None: head-office BIC only
- BIC first registered
- 2013-01-19
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
Ebury Partners Limited
Firm type
FX and business payments
Trades as Ebury
- Ownership
- Ebury Partners Limited is the firm's direct parent. Banco Santander is the Ebury group's majority shareholder and said in April 2026 that it would hold 55% once the funding rounds announced then complete.
- Direct parent
- Ebury Partners Limited ↗, United Kingdom
- Ultimate owner
- Banco Santander, S.A., Spain
- Head office
- 3rd Floor, West Building, 100 Victoria Street, SW1E 5JL London, United Kingdom
- Company register
- Companies House 07088713
- Founders
- Juan Lobato · Salvador García Andres
Online
- Websites & references
- ebury.com ↗ could not be checked
- Official social accounts
- None found
Sources · 12 pages consulted
- register.fca.org.uk/s/firm?id=001b000003pvOlCAAU
- ebury.com/en/legal
- ebury.com/group-legal-entities
- ebury.com/
- ebury.com/company/our-story
- santander.com/en/press-room/press-releases/2026/04/ebury-santanders-international-payments-fintech-secu
- ebury.com/e-blog/blog/ebury_post/ebury-appoints-bruce-carnegie-brown-as-chair-to-support-continued-
- cityam.com/exclusive-santanders-ebury-eyes-100m-plus-lumon-takeover/
- thepaypers.com/mergers-aquisitions-and-investments/news/santander-backed-ebury-reportedly-eyes-gbp-100-m
- msb-fx.com/safeguarding/
- en.wikipedia.org/wiki/Faster_Payment_System_(United_Kingdom)
- cityam.com/london-financial-firm-ebury-in-fca-mandated-regulatory-probe/
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The FCA authorises the firm as an electronic money institution (FRN 900797), a status it has held since 15 June 2018. Some UK currency brokers distribute its payment and FX services as its programme managers.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Financial Conduct Authority United Kingdom | Authorised Electronic Money Institution | 900797 | In its own name | Active | register.fca.org.uk ↗ |
| Financial Conduct Authority United Kingdom | Authorised Payment Institution (cancelled 21 November 2017) | 522933 | In its own name | Withdrawn or expired | — |
| Financial Conduct Authority United Kingdom | Small Payment Institution (cancelled 23 August 2010) | 514178 | In its own name | Withdrawn or expired | — |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds customers' funds in separate accounts under the applicable safeguarding and client money rules.
- Payment schemes and card networks
- Swift Direct
Faster Payments Direct en.wikipedia.org ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It offers business payments, currency accounts and FX spot and forward contracts, with forwards limited to commercial payments for identifiable goods, services or direct investment.
The firm serves UK customers under its FCA authorisation. Other Ebury group entities serve customers in other markets, and the group says it operates in 30 regulated markets.
- Sells to
- Small businesses · Enterprises · Financial institutions · Consumers
- Serves customers in
- United Kingdom
- Latest funding round
- Funding rounds (primary and secondary) · GBP 550m Apr 2026Led by Centerbridge Partners
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
-
Juan Lobato
Chief Executive Officer and co-founder (Ebury group)
- Chief financial officer
- Ana Muñoz Fenollosa Chief Financial Officer (Ebury group)
Recent events
Researched 29 Sep 2026 · Sources
-
Merger / acquisition
City AM reported that Ebury was in talks with Pollen Street over a possible acquisition of the currency firm Lumon.
cityam.com ↗ -
Funding
The Ebury group agreed funding rounds of about GBP 550 million led by Centerbridge Partners, with Santander keeping a 55% stake.
santander.com ↗ -
Merger / acquisition
The Ebury group acquired ArcaPay, which became Ebury Partners Lithuania.
thepaypers.com ↗ -
Leadership
Ebury appointed Bruce Carnegie-Brown as board chair and Ana Muñoz Fenollosa as Chief Financial Officer, replacing Jose Esteban.
ebury.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
Head-office record
- BIC
- EBURGB2LXXX
- How the BIC breaks down
- EBURBank
- GBCountry · United Kingdom
- 2LLocation
- XXXBranch · head office
- Branch description
- Not recorded in the directory
- LEI
- 213800URRQ4HTSWKXZ41
- LEI record
- View on GLEIF ↗
- Licence no. · FCA-EMI
- 900797
- Licence no. · FCA-PSD
- 514178
- Licence no. · FCA-PSD
- 522933
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.Register entries: Matched by Elucidate on the UK company number the register gives.
- Register-entry ID
- c3357406e62c
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Register licences
- 3 entries on 2 registers
- Activities
- Payment services
- E-money / stored value
- Licensed in
- United Kingdom
- Country · region
- United Kingdom · Europe & Central Asia
- FSB G-SIB list
- In a G-SIB group · Santander list of 2025
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Ebury Partners Limited · United Kingdom213800HUGB31PIZSSY46 ↗
- Ultimate parent
- Banco Santander S.A. · Spain5493006QMFDDMYWIAM13 ↗
- FSB G-SIB list
- In a G-SIB group · Santander bucket 1 · 2025 listGLEIF records a G-SIB entity as this legal entity’s ultimate parent. The bucket applies to the group, and membership does not make this entity a bank.
The Banco Santander S.A. group has 97 institutions in the directory, in 36 countries: 88 hold a BIC and 9 do not.
Including Banco Santander S.A, Banco Santander Totta, SA, Banco Santander S.A, Banco Santander S.A, Banco Santander S.A. (France).
See the Banco Santander S.A. group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- VICTORIA STREET, 100 LONDON SW1E 5JL UNITED KINGDOM
- Operational address
- 100 VICTORIA STREET LONDON LONDON SW1E 5JL UNITED KINGDOM
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>EBURGB2LXXX</BICFI>
<LEI>213800URRQ4HTSWKXZ41</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>EBURGB2LXXX</BICFI>
<LEI>213800URRQ4HTSWKXZ41</LEI>
<Nm>EBURY PARTNERS UK LTD</Nm>
<PstlAdr>
<TwnNm>LONDON</TwnNm>
<Ctry>GB</Ctry>
<AdrLine>VICTORIA STREET, 100 LONDON SW1E 5JL</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Payment schemes and systems
EPC registers of 2026-09-11 · ECB T2 list of 2026-07-02 · ECB TIPS list of 2026-09-01 · SIX Bank Master valid on 2026-09-28
| Scheme or system | Since | Registered with | Note |
|---|---|---|---|
| SEPA Credit TransferISO 20022 messages | 2017-09-04 | Head office | — |
SEPA dates are when the institution became ready for the scheme.
An institution missing from T2 may still be reachable through an indirect participant.
“ISO 20022 messages” marks a scheme or system whose rulebook or operator specifies ISO 20022 for messages between participants.
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Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
Register entries are not screened against sanctions lists. The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Payment schemes and systems—Source: European Payments Council (EPC) Registers of Participants; matched to BICs by Elucidate.
- FCA Financial Services Register - E-Money Institutions—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- FCA Financial Services Register - Payment Institutions & RAISPs—Financial Conduct Authority (FCA) · register ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: ebury.com (official website); Juan Lobato: santander.com (official website) · original.
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