Saudi Arabia · Financial institution
The Saudi National Bank
The Saudi National Bank (SNB) is a Saudi joint stock company with its head office in Riyadh. It was founded in December 1953 as the National Commercial Bank and became a joint stock company on 1 July 1997. It is listed on the Saudi Exchange, and the Public Investment Fund is its largest shareholder. It offers retail, wholesale, capital markets and international banking, and took its current name when its merger with Samba Financial Group took effect on 1 April 2021.
Licences and registrations
Matched by LEI on the 22 tracked registers
None matched by LEI in the 22 tracked registers.
- The tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
Swift network
Swift’s ISO 9362 BIC directory
- BIC
- NCBKSAJEXXX head office
- Connection to Swift
- Connected to SwiftThis BIC is registered as a live address on the Swift network. The institution sends and receives Swift messages under NCBKSAJE directly.
- Swift GPI
- Live member
- Payment schemes and systems
- No entry in the EPC registers, the ECB T2 and TIPS lists or the SIX Bank Master cites this BIC
- Branch codes
- 5 branch codes
- BIC first registered
- 1989-03-29
- Last updated
- 2022-02-14
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Publicly listed
Ticker 1180
Institution type
Universal bank
Trades as SNB AlAhli
- Standing
- The bank previously operated as The National Commercial Bank. It took its current name when its merger with Samba Financial Group took legal effect on 1 April 2021.
- Ownership
- The bank is listed on the Saudi Exchange, and the Saudi Government, through the Public Investment Fund, is its largest shareholder.
- Major shareholder
- Public Investment Fund
- Stock listing
- Saudi Exchange (Tadawul) 1180
- Head office
- The Saudi National Bank Tower, King Fahd Road 3208, Al Aqeeq District, Unit No. 778, Additional No. 6676, 13519 Riyadh, Saudi Arabia
- Company register
- Commercial Registration 4030001588
- Name in the local language
- البنك الأهلي السعودي
- Former name
- The National Commercial Bank
Business lines
The bank reports four segments: retail, wholesale (including treasury and correspondent banking), capital markets through SNB Capital, and international. It also offers Shariah-compliant products.
Online
- Websites & references
- alahli.com ↗ did not load when checked
snbcapital.com ↗ website of subsidiary SNB Capital (investment banking and asset management)
Wikipedia ↗
Wikidata Q1518238 ↗ - Official social accounts
- None found
Sources · 7 pages consulted
- saudiexchange.sa/wps/portal/saudiexchange/newsandreports/issuer-news/issuer-announcements/issuer-announcem
- saudiexchange.sa/wps/portal/saudiexchange/hidden/company-profile-main/!ut/p/z1/04_Sj9CPykssy0xPLMnMz0vMAfI
- saudiexchange.sa/wps/portal/saudiexchange/newsandreports/issuer-news/issuer-announcements/issuer-announcem
- alahli.com/-/jssmedia/project/snb/snb-web/about-us/02-9-previous-annual-reports/annual-reports-pdfs-
- argaam.com/en/article/articledetail/id/1729072
- mena.entrepreneur.com/finance/the-finance-frontier-2026-tareq-al-sadhan-group-ceo-and-board-member-saudi-nation
- en.wikipedia.org/wiki/Saudi_National_Bank
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Tareq Abdulrahman Al Sadhan Group Chief Executive Officer
- Chair
- Saeed Mohammed Al Ghamdi Chairman of the Board (non-executive)
- Executive
- Yazeed Abdulrahman Al Humied Vice Chairman of the Board (non-executive)
Supervisors & regulators
Researched 29 Sep 2026 · Sources
- Saudi Arabia
- Saudi Central Bank (SAMA) Central bankPrudential supervisorAML supervisor
Recent events
Researched 29 Sep 2026 · Sources
-
Leadership
The board reappointed Saeed Al Ghamdi as chairman and Yazeed Al Humied as vice chairman for the term ending May 2027, after SAMA's non-objection.
argaam.com ↗ -
Leadership
The board appointed Tareq Al Sadhan as CEO from 1 May 2024, after the acting CEO Talal Al Khereiji resigned.
alahli.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, incidents, leadership changes, mergers and licence changes. Each links to its source.
Identifiers
Head-office record
- BIC
- NCBKSAJEXXX
- How the BIC breaks down
- NCBKBank
- SACountry · Saudi Arabia
- JELocation
- XXXBranch · head office
- Branch description
- HEAD OFFICE
- LEI
- 5586006ZEFQ542K7CY16
- LEI record
- View on GLEIF ↗
- How the LEI was matched
- BIC: Mapped to this BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Profile
- Type
- Financial institutionClassified as a financial institution in Swift’s ISO 9362 BIC directory, with no licence on a tracked register. This includes banks that neither the ECB nor the FSB lists, as well as brokers, fund managers, insurers and market infrastructure.
- Regulation
- Not on a tracked registerNo licence or registration was found for this entity on the registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
- Register licences
- None matched by LEI in the 22 tracked registersThe tracked registers cover payment, e-money, crypto and money-service firms in 37 countries. Bank licences from national supervisors are not tracked.
- Country · region
- Saudi Arabia · Middle East & North Africa
- Trading venues (MIC)
- No MIC registered under this LEI list of 2026-09-17
- OFAC sanctions
- No listing cites this BIC
- EU sanctions
- No listing matched this BIC or its LEI
- Country sanctions
- No country programme
- Founded
- 1953
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
No licence or registration was found for this entity on the 22 registers the directory tracks, or on the ECB and FSB bank lists. Most banks are licensed by national supervisors whose registers are not tracked yet. This does not mean that the institution is unregulated.
Ownership and group
GLEIF relationship records
The The Saudi National Bank group has 5 institutions in the directory, in 4 countries: all hold a BIC.
Including Snb Capital Company, The Saudi National Bank, The Saudi National Bank Singapore Branch, Turkiye Finans Katilim Bankasi A.S..
See the The Saudi National Bank group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Registered address
- THE SAUDI NATIONAL BANK SNB TOWER FLOOR 1 KING FAHD RD RIYADH 21481 SAUDI ARABIA
- Operational address
- SNB TOWER - RIYADH FLOOR 1 KING FAHD RD RIYADH RIYADH 21481 SAUDI ARABIA
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
A CBPR+ message identifies this institution by its BIC, and may add its LEI or a clearing code. CBPR+ does not allow a name and postal address next to a BIC.
- Identified by
- BIC, with its LEI
- Roles in CBPR+
- Any agent, including the instructing and instructed agents
CBPR+
For cross-border payments on Swift: the BIC, with the LEI and clearing code where known
<FinInstnId>
<BICFI>NCBKSAJEXXX</BICFI>
<LEI>5586006ZEFQ542K7CY16</LEI>
</FinInstnId>Full record
Every ISO 20022 element the directory holds. Base ISO 20022 allows them together. CBPR+ does not allow a name and address next to a BIC
<FinInstnId>
<BICFI>NCBKSAJEXXX</BICFI>
<LEI>5586006ZEFQ542K7CY16</LEI>
<Nm>THE SAUDI NATIONAL BANK</Nm>
<PstlAdr>
<TwnNm>RIYADH</TwnNm>
<Ctry>SA</Ctry>
<AdrLine>THE SAUDI NATIONAL BANK SNB TOWER FLOOR 1 KING FAHD RD RIYADH 21481</AdrLine>
</PstlAdr>
</FinInstnId>The BIC, name and address are as published in Swift’s BIC directory. The LEI comes from the Swift and GLEIF BIC-to-LEI file. Check them against your own records before use.
Network
Branches and correspondent banking
All 5 branch BICs connect to the head office. No city, function or registration year splits them into groups. 17 other banks publish 17 accounts held with this bank.
- Own offices
- Respondent banks: they hold accounts here
Hover over a branch, account or group to see its details
Respondent banks
From the correspondent lists other banks publish
17 other banks publish 17 accounts held with this bank.
| Currency | Respondent bank | Held at | Account | Purpose | Published in |
|---|---|---|---|---|---|
| SAR | Bank of Cyprus Public Company Limited Cyprus | NCBKSAJE101 | — | — | bankofcyprus.com ↗ dated Jul 2026 |
| SAR | BNP Paribas France | NCBKSAJE | SA1010000055530437000103 | — | cdn.territories.bnpparibas ↗ dated 1 Jan 2023 |
| SAR | Doha Bank Qatar | NCBKSAJE | SA1010000055530843009802 | — | dohabank.com.qa ↗ dated Jul 2026 |
| SAR | Faisal Islamic Bank of Egypt Egypt | NCBKSAJEXXX | 88300000007003 | — | faisalbank.com.eg ↗ |
| SAR | Kotak Mahindra Bank Limited India | NCBKSAJE Listed as The National Commercial Bank, Jeddah | 55535109000109 | inward remittances | kotak.bank.in ↗ |
| SAR | Mashreqbank Psc. United Arab Emirates | NCBKSAJEXXX Listed as The National Commercial Bank, Jeddah | — | standard settlement instruction | mashreq.com ↗ |
| SAR | Mizuho Bank, Ltd. Japan | NCBKSAJEXXX | 88303105000102 / IBAN SA5310000088303105000102 | Treasury transactions (FX, money market and derivatives), Singapore Branch | cdn.prod.website-files.com ↗ dated 1 Sep 2025 |
| SAR | National Bank of Fujairah United Arab Emirates | NCBKSAJE | SA3510000088347001006006 | FX/MM/Derivatives/Commercial | nbf.ae ↗ dated Oct 2025 |
| SAR | Pnc Bank,n.a., United States | NCBKSAJE101 | — | receipt of foreign currency payments | pnc.com ↗ dated 1 May 2024 |
| SAR | Qnb Bank Anonim Sirketi Türkiye | NCBKSAJE | 88312300000000 | — | qnb.com.tr ↗ |
| SAR | Raiffeisen Bank International AG Austria | NCBKSAJE Listed as The National Commercial Bank, Jeddah | 55531354000108 | commercial payments | rbinternational.com ↗ |
| SAR | Raiffeisenlandesbank Oberoesterreich, Aktiengesellschaft Austria | NCBKSAJE | — | Intermediary for SAR (commercial and treasury payments) | raiffeisen.at ↗ dated 1 Apr 2026 |
| SAR | State Bank of India India | NCBKSAJE Listed as National Commercial Bank, Jeddah | 55535311000107 | — | sbi.bank.in ↗ |
| SAR | Turkiye Vakiflar Bankasi T.A.O Türkiye | NCBKSAJE Listed as THE NATIONAL COMMERCIAL BANK | 55535372000100 | — | vbassets.vakifbank.com.tr ↗ dated 2025 |
| SAR | Union Bank of India India | NCBKSAJE Listed as NATIONAL COMMERCIAL BANK - JEDDAH | 55535337000105 | — | unionbankofindia.bank.in ↗ dated 15 May 2025 |
| SAR | Wells Fargo Bank, N.A. United States | NCBKSAJEXXX | SA7710000088300000009300 | FX settlement | www08.wellsfargomedia.com ↗ dated May 2024 |
| SAR | Zuercher Kantonalbank Switzerland | NCBKSAJE | — | — | zkb.ch ↗ dated 12 Jan 2026 |
Each row is an account the respondent bank lists as held with this bank, as published. Only banks that publish their correspondent accounts, and that Elucidate has researched, can appear, so the list is not complete. Confirm settlement instructions with either bank before relying on them.
Branch codes
| BIC | Branch | City | Address | LEI | Updated |
|---|---|---|---|---|---|
| NCBKSAJE101 | JEDDAH, MAIN BRANCH | Jeddah | N.C.B. HEAD OFFICE BUILDING KING ABDULAZIZ STREET JEDDAH JEDDAH 21481 SAUDI ARABIA | — | 2021-12-09 |
| NCBKSAJE555 | TREASURY DIVISION | Jeddah | N.C.B. HEAD OFFICE BUILDING KING ABDULAZIZ STREET JEDDAH JEDDAH 21481 SAUDI ARABIA | — | 2021-12-09 |
| NCBKSAJE613 | TRADE SERVICES-WEST | Jeddah | N.C.B. HEAD OFFICE BUILDING FLOOR 3 KING ABDULAZIZ STREET JEDDAH JEDDAH 21481 POB 3555 SAUDI ARABIA | — | 2021-12-09 |
| NCBKSAJE614 | TRADE SERVICES-CENTRAL | Riyadh | REGIOANL MANAGEMENT BUILDING FLOOR 2 UNIVERSITY ROAD RIYADH RIYADH 11411 POB 34 SAUDI ARABIA | — | 2021-12-09 |
| NCBKSAJE615 | TRADE SERVICES-EAST | Dammam | MANAGEMENT OFFICE BUILDING FLOOR 1 DANA CENTER DAMMAM DAMMAM 31432 POB 31432 SAUDI ARABIA | — | 2021-12-09 |
Claim this profile
Work at The Saudi National Bank?
Claim this page to have it marked as verified by the bank, and to send us corrections. We verify every claim before anything changes on the page.
- 01Submit Tell us who you are, using your work email.
- 02We verify We check the email domain and confirm your role with the bank. This usually takes up to five business days.
- 03Profile claimed The page is marked as claimed and verified. You can send us corrections at any time.
Claim received
Thank you. We will email your work address once the claim is verified. Until then, the page stays unclaimed.
The claim was not sent. Try again, or email contact@elucidate.co.
Sources & method
Every value comes from a public source, such as Swift’s ISO 9362 BIC directory, GLEIF or the OFAC and EU sanctions lists. Most sources are matched on a BIC or an LEI, not on a name.
Swift GPI membership is matched on names and is indicative. A missing sanctions match does not mean that no listing applies. Always screen against the official lists.
The sanctions facts on this page cover the BIC and its LEI only.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Credits for this page
- Wikidata—CC0, matched on the BIC or LEI recorded in Wikidata. It is community-edited, so check key facts.
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, leadership, regulators and events—researched per institution by an AI model with web search, from the institution's own website and reports, regulators, company registers and news. Figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
- Images—logos and photos from Wikimedia Commons (credited with their author and licence) or from the institution's own website, where Wikimedia has none. Elucidate keeps a copy of each; the links lead to the source and the original image. Logo: Saudi National Bank · Public domain · Wikimedia Commons · original.
Assess the financial crime risk behind a BIC
A BIC identifies an institution; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks, built for correspondent banking and counterparty due diligence.
Book a demo