Italy · Payments & e-money
Cerved Aisp S.r.l.
Cerved Aisp S.r.l. is a single-shareholder limited liability company based in San Donato Milanese, Italy. The Bank of Italy registered it on 17 November 2021 as an account information service provider (AISP), under codice meccanografico 36989. It is a subsidiary of Cerved Group S.p.A. With the account holder's consent, it reads Italian current-account data and turns it into credit scores, financial indicators and IBAN checks. The scores are shared with the lender or supplier that requested them.
Licences and registrations
Held by Cerved Aisp S.r.l. (LEI 815600D8BA78E6FAED84). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Italy | Account information service providerAccount Information Service Provider | 11620120961 | Italy | Active | 2021-11-17 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
100% Cerved Group S.p.A.
Firm type
Open banking
Trades as Cerved Aisp
- Ownership
- Cerved Group S.p.A. is the firm's sole shareholder. Press reports state that ION Group has controlled Cerved Group through Castor Bidco since 2021.
- Direct parent
- Cerved Group S.p.A. ↗, Italy 100%
- Head office
- Via dell'Unione Europea, 6A-6B, 20097 San Donato Milanese, Italy
- Company register
- Registro delle Imprese di Milano Monza Brianza Lodi 11620120961 (REA MI-2615572)
- Incorporated
- 2021
Online
- Websites & references
- cervedaisp.com ↗
- Official social accounts
- None found
Sources · 10 pages consulted
- cervedaisp.com/chi-siamo
- cervedaisp.com/
- cervedaisp.com/faq
- cervedaisp.com/servizi
- cervedaisp.com/trasparenza
- apsp.it/cerved-aisp-entra-in-apsp/
- financecommunity.it/nasce-cerved-aisp-nuovi-servizi-psd2-per-clienti-corporate-e-privati/
- storico-quotazioni.cerved.com/wp-content/uploads/2023/04/Cerved-Group-S.p.A-Semestrale-30-giu-2021-FINALE-post-CDA_.pdf
- bebankers.it/cerved-ha-chiuso-il-bilancio-2025-in-perdita-per-146-milioni/
- lei.bloomberg.com/leis/view/815600D8BA78E6FAED84
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Bank of Italy has entered the firm in the special section of its register of payment institutions, as an account information service provider under the Italian Consolidated Banking Law (TUB). The firm provides only the account information service.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Italy Italy | Account information service provider, special section of the Register of Payment Institutions (Albo degli Istituti di Pagamento) | 36989 | In its own name | Active | cervedaisp.com ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Products and markets
Researched 29 Sep 2026 · Sources
It provides credit scoring based on PSD2 account data and an IBAN verification service (Check IBAN). Both are built on read-only access to accounts at Italian banks.
The firm says the Bank of Italy authorises it to operate as an AISP within the EEA. It states that accounts at all Italian banks can be linked.
- Sells to
- Financial institutions · Enterprises · Small businesses · Consumers
- Serves customers in
- Italy
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Michele Del Monaco Amministratore Delegato (Chief Executive Officer)
- Chair
- Riccardo Ermanno Cantalini Presidente (Chair of the Board of Directors)
- Executive
- Paolo Antonio Cucurachi Consigliere (Director)
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm joined the Associazione Italiana Prestatori Servizi di Pagamento (APSP), an Italian association of payment service providers.
apsp.it ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 11620120961
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 694d53e5b5c8
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Small-firm registrationRegistered under a lighter regime for small or exempt firms, e.g. a small payment institution or an account-information service provider.
- Main licence class
- Account Information Service Provider
- Activities
- Account information
- Licensed in
- Italy · Europe & Central Asia
- First registered
- 2021-11-17
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Cerved Group S.P.A. · Italy8156005E0EF91772E207 ↗
Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- VIA DELL'UNIONE EUROPEA, 6A - 6B, SAN DONATO MILANESE, 20097
- Country
- Italy
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>815600D8BA78E6FAED84</LEI>
<Nm>CERVED AISP S.R.L.</Nm>
<PstlAdr>
<PstCd>20097</PstCd>
<TwnNm>SAN DONATO MILANESE</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>VIA DELL'UNIONE EUROPEA, 6A - 6B</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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