Germany · Payments & e-money
Nexi Germany GmbH
Nexi Germany GmbH, named Concardis GmbH until September 2023, is a limited liability company based in Eschborn, Germany. The Federal Financial Supervisory Authority (BaFin) authorises it as an e-money institution under the German Payment Services Supervision Act (ZAG). Nexi Germany Holding GmbH owns the firm, and Nexi S.p.A. of Milan is its ultimate parent. It offers card acquiring, payment terminals, e-commerce gateways and girocard network services to merchants.
Licences and registrations
Held by Nexi Germany GmbH (LEI 391200IRR1BA8QTKZA40). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterFederal Financial Supervisory Authority | Electronic money institutionE-Money / Stored Value Institution | 122964 | Germany | Active | 2018-07-11 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Ownership
Group subsidiary
100% Nexi Germany Holding GmbH
Firm type
Merchant acquiring and processing
Trades as Nexi
- Standing
- Concardis GmbH became Nexi Germany GmbH on 19 September 2023. The BaFin e-money authorisation is listed as active under the new name.
- Ownership
- Nexi Germany Holding GmbH owns 100% of the firm, which Nexi S.p.A. holds indirectly through Nets Holdco 1 ApS of Denmark.
- Direct parent
- Nexi Germany Holding GmbH ↗, Germany 100%
- Ultimate owner
- Nexi S.p.A., Italy
- Head office
- Helfmann-Park 7, 65760 Eschborn, Germany
- Company register
- Amtsgericht Frankfurt am Main HRB 57036
- Former name
- Concardis GmbH
Online
- Websites & references
- nexi.de ↗
Wikipedia ↗ - Official social accounts
- None found
Sources · 14 pages consulted
- nexi.de/en/legal-footer/imprint
- nexi.de/en
- nexi.de/en/company/about-us
- nexi.de/en/customer-service/download-center/allgemeine-geschaeftsbedingungen
- nexi.de/content/dam/nexide/downloads/download-center/agb/EU_EN_AGB_Kartenakzeptanz.pdf
- lobbyregister.bundestag.de/media/49/bd/835748/2025_Jahresabschluss-Nexi-Germany-GmbH_Mazars-Testat.pdf
- lobbyregister.bundestag.de/suche/R006252
- bafin.de/SharedDocs/Veroeffentlichungen/DE/Massnahmen/60b_KWG_84_WpIG_und_57_GwG/meldung_2025_04_0
- nexi.de/de/kundenservice/faq/rebranding
- nexi.de/en/insights/press/2025/nexi-becomes-full-owner-of-computop
- gstko.justiz.rlp.de/presse-aktuelles/detail-1/international-koordiniertes-vorgehen-gegen-betrugs-und-geldwaes
- boersen-zeitung.de/banken-finanzen/kreditkarten-betrueger-hatten-leichtes-spiel-in-deutschland
- de.wikipedia.org/wiki/Nexi_Germany
- uzraudziba.bank.lv/en/market/payment-service-providers/payment-institutions/service-providers-from-the-eea/f
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
BaFin authorises the firm as an e-money institution under the ZAG, and the authorisation covers all payment services, including acquiring. Latvijas Banka and the Estonian Financial Supervision Authority list it as a cross-border service provider. The firm does not publish its number of host states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Federal Financial Supervisory Authority (BaFin) Germany | E-money institution (E-Geld-Institut) under the ZAG | 122964 | In its own name | Active | nexi.de ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Segregated safeguarding accountsThe firm states that it holds settled card funds for merchants in open collective trust accounts at one or more German credit institutions under section 17 ZAG, kept separate from its own money.
- Payment schemes and card networks
- Mastercard Direct lobbyregister.bundestag.de ↗
Visa Direct lobbyregister.bundestag.de ↗
UnionPay International Direct lobbyregister.bundestag.de ↗
JCB Direct lobbyregister.bundestag.de ↗
Diners Club International / Discover Direct lobbyregister.bundestag.de ↗
girocard Direct lobbyregister.bundestag.de ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It acquires and settles Mastercard, Visa, UnionPay, JCB and Diners Club/Discover card payments for merchants in store and online. It also sells and rents payment terminals, runs girocard network services and offers guaranteed direct-debit products.
It serves merchants mainly in Germany. Its 2025 accounts attribute EUR 193.9 million of commission income to markets outside Germany.
- Revenue
- EUR 549.1m
- Payment volume
- EUR 63.3bnTransaction volume processed: EUR 50.8 billion acquiring and EUR 12.5 billion girocard
- Sells to
- Small businesses · Enterprises
- Serves customers in
- Germany
Leadership
Researched 29 Sep 2026 · Sources
- Executive
- Thomas Spreitzer Managing Director (Geschäftsführer Markt II: strategy, sales and personnel) since 1 May 2026; Chief Executive Officer Nexi DACH
- Chief financial officer
- Jens Gebhardt Managing Director (Geschäftsführer Marktfolge: finance and administration); Chief Compliance Officer DACH
- Executive
- Dr. C. Andreas Marra Managing Director (Geschäftsführer Markt I: product and IT); Chief Product Officer DACH
Recent events 3 enforcement or investigation items
Researched 29 Sep 2026 · Sources
-
Leadership
Thomas Spreitzer joined the firm's management board as managing director responsible for strategy, sales and personnel.
lobbyregister.bundestag.de ↗ -
Investigation
Koblenz prosecutors announced a card-fraud investigation, and press reports named the firm among four payment service providers allegedly used in 2016–2021.
boersen-zeitung.de ↗ -
Investigation
Koblenz Local Court ordered a provisional attachment of EUR 29.97 million linked to the firm's former Digital Services business. The firm deposited the amount in November 2025.
lobbyregister.bundestag.de ↗ -
Merger / acquisition
The firm absorbed group company paytec payment provider GmbH by merger, effective on registration on 3 August 2025.
lobbyregister.bundestag.de ↗ -
Enforcement
BaFin fined the firm EUR 30,000 because its automated AML transaction monitoring worked only partly from 2023 to May 2024.
bafin.de ↗ -
Leadership
Carola Wahl left the firm's management board on 18 March 2025.
lobbyregister.bundestag.de ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 122964
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 3e677f003d0a
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- E-Money / Stored Value Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Payment initiation
- Account information
- E-money / stored value
- Licensed in
- Germany · Europe & Central Asia
- First registered
- 2018-07-11
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Nexi Germany Holding GmbH · Germany391200NFLZ9YIHHRUL82 ↗
- Ultimate parent
- Nexi SPA · Italy5493000P70CQRQG8SN85 ↗
The Nexi SPA group has 9 institutions in the directory, in 6 countries: 2 hold a BIC and 7 do not.
Including Paytrail Oyj, NETS Denmark A/S, Nexi Croatia d.o.o., Nexi Payments S.P.A., Paypro S.A..
See the Nexi SPA group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- Helfmann-Park 7 | 65760 Eschborn, Taunus, Eschborn, Taunus, 65760
- Country
- Germany
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>391200IRR1BA8QTKZA40</LEI>
<Nm>Nexi Germany GmbH</Nm>
<PstlAdr>
<PstCd>65760</PstCd>
<TwnNm>Eschborn, Taunus</TwnNm>
<Ctry>DE</Ctry>
<AdrLine>Helfmann-Park 7 | 65760 Eschborn</AdrLine>
<AdrLine>Taunus</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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