Poland · Payments & e-money
Polskie ePłatności spółka z ograniczoną odpowiedzialnością (d. PayLane Sp. z o.o.)
Legal name in the LEI recordPOLSKIE EPŁATNOŚCI SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ
Polskie ePłatności sp. z o.o. is a Polish limited liability company based in Rzeszów, formerly PayLane Sp. z o.o. The Polish Financial Supervision Authority (KNF) authorises it as a domestic payment institution under number IP11/2013. It belongs to the Nexi Group through Centrum Rozliczeń Elektronicznych Polskie ePłatności S.A. It acquires card payments at point-of-sale terminals and online for merchants in Poland, and in April 2024 it took over the terminal acquiring previously provided by Alior Bank.
Licences and registrations
Held by Polskie ePłatności spółka z ograniczoną odpowiedzialnością (d. PayLane Sp. z o.o.) (LEI 259400XUH7UJTU9IUT49). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterPolish Financial Supervision Authority | Payment institutionPayment Institution | 5862141089 | Poland | Active | 2013-05-21 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Customers
Not published
Employees
Not published
Ownership
Group subsidiary
Centrum Rozliczeń Elektronicznych Polskie ePłatności S.A.
Firm type
Merchant acquiring and processing
Trades as Polskie ePłatności (PeP)
- Standing
- The firm formerly traded as PayLane Sp. z o.o. It joined the Polskie ePłatności group in March 2018 and later took the Polskie ePłatności name. In May 2026 the Polish Financial Supervision Authority extended its payment institution licence to add money remittance.
- Ownership
- Centrum Rozliczeń Elektronicznych Polskie ePłatności S.A. holds the firm, and Nexi S.p.A. is its ultimate parent according to the entity's LEI record.
- Direct parent
- Centrum Rozliczeń Elektronicznych Polskie ePłatności S.A., Poland
- Ultimate owner
- Nexi S.p.A., Italy
- Head office
- al. Tadeusza Rejtana 20 B, 35-310 Rzeszów, Poland
- Company register
- KRS 0000227278
- Former name
- PayLane Sp. z o.o.
Online
- Websites & references
- pep.pl ↗
pep.pl/online ↗ e-commerce payment gateway site (former PayLane service)
Wikipedia ↗ - Official social accounts
- LinkedIn ↗ · X ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗ · TikTok ↗
Sources · 13 pages consulted
- pep.pl/en/about-us/
- pep.pl/regulaminy/
- pep.pl/dokumenty-prawne/
- pep.pl/en/regulations/
- pep.pl/aktualnosci/polskie-eplatnosci-z-licencja-principal/
- pep.pl/aktualnosci/zmiany-w-grupie-polskie-eplatnosci-s-a/
- wnp.pl/rynki/komunikat-knf,1064921.html
- skslegal.pl/en/sks-advised-polskie-eplatnosci-on-the-expansion-of-its-domestic-payment-institution-li
- lei.bloomberg.com/leis/view/259400XUH7UJTU9IUT49
- rp.pl/projekty-specjalne/art44062721-integracja-pep-i-przelewy24-powstaje-najwiekszy-ekosystem-
- bankier.pl/wiadomosc/Awaria-terminali-platniczych-w-calej-Polsce-Bez-gotowki-nie-zrobisz-zakupow-890
- bank.pl/paylane-przechodzi-pod-parasol-marki-polskie-eplatnosci/
- pl.wikipedia.org/wiki/Polskie_eP%C5%82atno%C5%9Bci
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Its own licences
The Polish Financial Supervision Authority (KNF) authorises the firm as a domestic payment institution under number IP11/2013, covering card acquiring and, since May 2026, money remittance. The firm states that this licence is passported across the European Economic Area but does not give the number of host states.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Polish Financial Supervision Authority (KNF) Poland | Domestic payment institution (krajowa instytucja płatnicza) | IP11/2013 | In its own name | Active | pep.pl ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides card acceptance and settlement at point-of-sale terminals and in e-commerce. Its e-commerce methods include cards, pay-by-link, BLIK, Apple Pay and Google Pay, and the KNF added money remittance to its licence in May 2026.
It serves mainly merchants in Poland. The firm states that its licence is passported for the whole European Economic Area, and its law firm said it also operates in other Central European countries.
- Revenue
- PLN 1.4bn
- Sells to
- Small businesses · Enterprises · Public sector
- Serves customers in
- Poland
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Maciej Nowosielski CEO (President of the Management Board)
- Chief financial officer
- Zuzanna Hotiuk Member of the Management Board, CFO
- Executive
- Żaklina Pawlak-Iwińska Member of the Management Board
- Executive
- Mateusz Godecki Chief Governance Officer
Recent events 1 enforcement or investigation item
Researched 29 Sep 2026 · Sources
-
Licence
The KNF extended the firm's domestic payment institution licence to add money remittance.
wnp.pl ↗ -
Other
The Nexi Group placed Polskie ePłatności and Przelewy24 under a common management and organisational structure.
rp.pl ↗ -
Other
The firm announced that it had obtained Principal Member status from Visa and Mastercard.
pep.pl ↗ -
Incident
The firm's payment terminals were disrupted on 6 March 2025 between 10:26 and 11:24, and Visa and Mastercard transactions were declined.
bankier.pl ↗ -
Merger / acquisition
The firm took over the terminal acquiring services and operations of Polskie ePłatności S.A. through a demerger. Alior Bank had previously been settlement agent for these merchants.
pep.pl ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 5862141089
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 2e076915739e
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Money remittance
- Payment services
- Card acquiring
- Licensed in
- Poland · Europe & Central Asia
- First registered
- 2013-05-21
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Nexi SPA · Italy5493000P70CQRQG8SN85 ↗
The Nexi SPA group has 9 institutions in the directory, in 6 countries: 2 hold a BIC and 7 do not.
Including Paytrail Oyj, NETS Denmark A/S, Nexi Croatia d.o.o., Nexi Germany GmbH, Nexi Payments S.P.A..
See the Nexi SPA group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- AL. TADEUSZA REJTANA 20B, RZESZÓW, 35-310, PL, RZESZÓW, 35-310
- Country
- Poland
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in two address lines
<FinInstnId>
<LEI>259400XUH7UJTU9IUT49</LEI>
<Nm>Polskie ePłatności spółka z ograniczoną odpowiedzialnością (d. PayLane Sp. z o.o.)</Nm>
<PstlAdr>
<PstCd>35-310</PstCd>
<TwnNm>RZESZÓW</TwnNm>
<Ctry>PL</Ctry>
<AdrLine>AL. TADEUSZA REJTANA 20B, RZESZÓW</AdrLine>
<AdrLine>35-310, PL</AdrLine>
</PstlAdr>
</FinInstnId>- The address line repeats the town or postcode. Remove the repeat if your payment system rejects it.
- CBPR+ does not accept the characters ł ś ó ą Ó in names and addresses. Transliterate before sending.
CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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