Italy · Payments & e-money
Worldline Merchant Services Italia S.p.a.
Worldline Merchant Services Italia S.p.A. is an Italian joint-stock company based in Rome. The Bank of Italy has entered it in its register of payment institutions (Albo degli Istituti di Pagamento) under number 22. Worldline S.A. directs and coordinates the firm. Worldline took an 80% stake on 4 January 2022, and BNL kept 20% under the deal. The firm provides card acquiring, POS terminals and e-commerce payment services to Italian merchants, directly and through partner banks. It was formerly named Axepta S.p.A. and was BNL's merchant acquiring company. In March 2023 it took over Banco Desio's merchant acquiring business.
Licences and registrations
Held by Worldline Merchant Services Italia S.p.a. (LEI 815600D629E515A0E730). 1 entry on 1 of the 22 tracked registers, retrieved 25 September 2026.
| Register | Licence | Number | Jurisdiction | Status | Registered | Ends | Activities | Register entry |
|---|---|---|---|---|---|---|---|---|
| EBA PSD2 RegisterBank of Italy | Payment institutionPayment Institution | 05963231005 | Italy | Active | 2018-01-14 | — |
|
Search the register ↗ |
- Each licence applies in the country of the regulator that granted it.
- Registers are tracked in 37 countries. Licences granted elsewhere are not recorded here.
Swift network
Swift’s ISO 9362 BIC directory
Holds no BIC in Swift’s directory.
Its LEI is not mapped to a BIC in the Swift and GLEIF BIC-to-LEI relationship file.
Overview
Researched 29 Sep 2026 · Sources
Employees
Not published
Ownership
Group subsidiary
80% Worldline
Firm type
Merchant acquiring and processing
Trades as Worldline
- Ownership
- The Worldline group holds 80% of the firm and Banca Nazionale del Lavoro (BNL) kept 20%, as announced at completion in January 2022.
- Direct parent
- Worldline, Belgium 80%
- Ultimate owner
- Worldline S.A., France
- Major shareholder
- Worldline group 80% · 4 Jan 2022
- Head office
- Via degli Aldobrandeschi, 300, 00163 Roma, Italy
- Company register
- Registro delle Imprese di Roma 05963231005 (REA RM-938978)
- Former name
- Axepta S.p.A.
Online
- Websites & references
- worldlineitalia.it ↗
docs.worldlineitalia.it ↗ developer documentation
merchant.worldlineitalia.it ↗ merchant portal (Byond) - Official social accounts
- LinkedIn ↗ · Facebook ↗ · Instagram ↗ · YouTube ↗
Sources · 15 pages consulted
- worldlineitalia.it/
- worldlineitalia.it/chi-siamo/
- worldlineitalia.it/trasparenza/
- worldlineitalia.it/wp-content/uploads/2026/09/Foglio-Informativo-Fisico-Offerta-Standard.pdf
- worldlineitalia.it/servizio-assistenza-tecnica-pos-e-reclami/
- worldlineitalia.it/note-legali/
- worldlineitalia.it/axepta-diventa-worldline/
- worldlineitalia.it/merchant-acquiring-banco-desio/
- worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_09_24_01
- worldline.com/it-it/home/top-navigation/media-relations/press-release/pr-2026_03_24_01
- worldline.com/it-it/home/top-navigation/media-relations/press-release/worldline-completa-la-partnership
- investors.worldline.com/en/home/news-events/financial-press-releases/2023/worldline-completed-the-acquisition-of-
- investors.worldline.com/en/home/news-events/financial-press-releases/2021/worldline-signs-a-strategic-partnership
- bancapts.it/umbraco/surface/transparency/ShowFile/55021
- pagopa.gov.it/it/prestatori-servizi-di-pagamento/elenco-PSP-attivi/33111.html
Authorisation
Researched 29 Sep 2026 · Sources
- Operates under
- Several models
- Licensed firm it operates under
- Worldline Financial Services (Europe) S.A., Luxembourg soggetto collocatore (distributor) of its acquiring service, as stated in partner banks' information sheets
The Bank of Italy authorises the firm as a payment institution under article 114-septies of the Italian Banking Act (Albo n. 22), and it provides acquiring in its own name. Some partner-bank information sheets also name it as the distributor of acquiring services provided by Worldline Financial Services (Europe) S.A., which the Luxembourg CSSF supervises.
| Authority | Licence or registration | Number | Held | Status | Source |
|---|---|---|---|---|---|
| Bank of Italy Italy | Istituto di Pagamento, Albo degli Istituti di Pagamento (art. 114-septies D.Lgs. 385/1993) | 22 | In its own name | Active | worldlineitalia.it ↗ |
Licences and registrations the research found, at home and abroad, as the firm and its regulators publish them. The Licences and registrations card shows the entries on the registers the directory tracks.
Partners and safeguarding
Researched 29 Sep 2026 · Sources
- Safeguarding
- Not disclosedThe firm's published information sheets do not describe how it safeguards funds. They state that it credits merchants' settlement accounts subject to final collection.
- Payment schemes and card networks
- Visa Access not stated worldlineitalia.it ↗
Mastercard Access not stated worldlineitalia.it ↗
BANCOMAT Access not stated worldlineitalia.it ↗
UnionPay International Access not stated worldlineitalia.it ↗
Discover Access not stated worldlineitalia.it ↗
pagoPA Direct pagopa.gov.it ↗
Banks and regulated firms the firm says hold its customers’ money, issue its cards, sponsor its accounts or settle its payments, as it discloses them in its terms and notices.
Products and markets
Researched 29 Sep 2026 · Sources
It provides card acceptance for Italian merchants through POS terminals, Tap on Mobile, the ClicPay payment-link service and the pHey! e-commerce gateway, sold directly and through partner banks including BNL BNP Paribas and Banco Desio.
It serves merchants in Italy under its Bank of Italy authorisation.
- Sells to
- Small businesses · Enterprises · Financial institutions
- Serves customers in
- Italy
Leadership
Researched 29 Sep 2026 · Sources
- Chief executive
- Stefano Calderano Amministratore Delegato (Chief Executive Officer)
Recent events
Researched 29 Sep 2026 · Sources
-
Other
The firm published that it had not complied with Arbitro Bancario Finanziario decision no. 11477/23 ordering a refund of EUR 45,237.24.
worldlineitalia.it ↗ -
Other
Worldline signed acquiring distribution partnerships with Banca Credito Attivo, Credito Lombardo Veneto and Südtirol Bank in Italy.
worldline.com ↗
Compliance-relevant events of the last three years, newest first: fines and enforcement, investigations, security incidents, licence changes, funding rounds, acquisitions and leadership changes. Each links to its source.
Identifiers
- Licence no. · EBA-PSD2
- 05963231005
- BIC
- Holds no BIC in Swift’s directory
- How the LEI was matched
- Matched by Elucidate to GLEIF on name, country and address
- Elucidate firm ID
- 0a19a0b135c6
Profile
- Type
- Payments & e-moneyPayment institutions, e-money and stored-value issuers, and account-information providers. Licensed under payment-services law (e.g. PSD2 in the EU and UK, the Payment Services Act in Singapore). Taken from the licences on the tracked registers.
- Regulation
- Prudential licenceAuthorised with capital, safeguarding and conduct requirements, e.g. an authorised payment or e-money institution in the EU or UK, a major payment institution in Singapore, or a MiCA crypto-asset service provider.
- Main licence class
- Payment Institution
- Activities
- Payment services
- Card acquiring
- Licensed in
- Italy · Europe & Central Asia
- First registered
- 2018-01-14
Types come from Swift’s BIC classification, the licences on the 22 tracked registers, and the ECB and FSB bank lists. Most banks outside the euro area appear as financial institutions, because their supervisors’ registers are not tracked yet.
Ownership and group
GLEIF relationship records
- Direct parent
- Worldline · Belgium549300TBZBNTFC84TH88 ↗
- Ultimate parent
- Worldline · France549300CJMQNCA0U4TS33 ↗
The Worldline group has 10 institutions in the directory, in 8 countries: 7 hold a BIC and 3 do not.
Including Bambora AB, Global Collect Services B.V., PAYONE GmbH, Worldline Financial Services (Europe) S.A., Worldline Merchant Services UK Limited.
See the Worldline group →Group membership follows the accounting-consolidation relationships reported to GLEIF. It does not show ownership shares or control.
Addresses
- Address on the register
- VIA DEGLI ALDOBRANDESCHI, 300, ROMA, 00163
- Country
- Italy
ISO 20022 identification
As an agent in a Swift cross-border payment message (CBPR+)
This institution holds no BIC. A CBPR+ message identifies it by name and postal address, and may add its LEI or a clearing code.
- Identified by
- Name and postal address, with its LEI
- Postal address
- Hybrid: town, postcode and country in their own elements, the rest in one address line
<FinInstnId>
<LEI>815600D629E515A0E730</LEI>
<Nm>WORLDLINE MERCHANT SERVICES ITALIA S.P.A.</Nm>
<PstlAdr>
<PstCd>00163</PstCd>
<TwnNm>ROMA</TwnNm>
<Ctry>IT</Ctry>
<AdrLine>VIA DEGLI ALDOBRANDESCHI, 300</AdrLine>
</PstlAdr>
</FinInstnId>CBPR+ identifies the instructing and instructed agents by BIC only. An institution without a BIC can be the debtor, creditor or an intermediary agent.
The values are as published by the register. Check them against your own records before use.
Sources & method
Register entries come from the public registers of financial regulators, standardised into one taxonomy. LEIs are matched through GLEIF, and a BIC is linked only through a shared LEI.
An institution missing from these registers is not necessarily unregulated.
Register entries are not matched against the OFAC or EU sanctions lists. Where the legal entity also holds a BIC, the matches for that BIC are on its page. Always screen against the official lists.
An institution is one entry in the directory: a BIC8 in Swift’s directory, or a firm on a tracked register that holds no BIC. Licences held by an institution with a BIC are shown on its page.
Read the methodology →Register for this page
- EBA PSD2 Register—European Banking Authority (EBA) · source ↗ as at 25 September 2026
- Ownership and group—GLEIF Level 2 relationship records (accounting consolidation), matched by LEI.
- Overview, authorisation, partners, products, leadership and events—researched per institution by an AI model with web search, from the firm's own website, terms and filings, regulators' registers and notices, company registers and news. Licences, partners, figures, people and events link to their source, and each card shows the research date. AI research can be wrong or out of date, so check key facts at the source.
Assess the financial crime risk behind a licence
A licence records what an institution is authorised to do; it does not assess it. The Elucidate FinCrime Index (EFI) is an independent score of the financial crime risk of banks and payment institutions.
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